For home buyers

Buy with the whole picture

Work out what a home really costs, what's wrong with it, and what it's worth, before you write the offer.

Each tool fills in what it can from the listing, comps, and disclosures, and every figure can be replaced with your own:

  • Costs & taxes: cash to close, monthly payment, all-in monthly cost, and the highest price you can afford
  • Inspections: inspection and pest reports turned into costed findings with the page they came from
  • Value grid: your selected comps adjusted for size, beds, baths, lot, condition, and parking
  • Offers: offer terms, a deadline calendar from acceptance, and your win rate over time
  • Loan & closing: the Closing Disclosure checked against the Loan Estimate before you sign

Listing status and offer dates

Every saved home is watched for status and price changes. See days on market (including time before a relist), the offer date read from the listing remarks, and a flag when the offer date passes and the home is still for sale. Refresh re-reads the listing and the building’s permits whenever you want the latest.

Costs & taxes

See cash to close, the monthly payment, and the all-in monthly cost including maintenance and utilities. Add your income and savings to check debt-to-income and find the highest price you can afford. Property tax is reset to the purchase price and projected forward, including the supplemental bills that follow a sale.

Map & site constraints

See the parcel on a map with FEMA flood zones, wildfire hazard, earthquake faults and shaking potential, hurricane storm surge, sea-level rise, road, rail, and aircraft noise, wetlands, Superfund, brownfield, and hazardous-waste sites, and schools nearby, each with its source, in every US metro. California adds liquefaction, landslide, and dam inundation zones, and San Francisco adds zoning, height, and historic districts, tsunami zones, childcare, and reported incidents.

Parcel & legal

Zoning, height district, seismic hazard zones, soft-story retrofit status, and eviction notices and buyouts on the block, plus a rent-control screen from the year built and number of units. (San Francisco.)

Inspections and HOA / TIC

Inspection and pest reports in the disclosures become findings, each with a system, severity, cost range, and page reference. Adjust a finding, enter a bid, or dismiss it, and the repair budget updates. Scanned reports can be read with OCR. HOA documents are read for dues, reserves, special assessments, litigation, and rental and pet rules, with the risks flagged.

Repair request

Pick findings from your inspections and ask the seller for a repair, a credit, or a lower price, using the same cost ranges. Items a lender, insurer, or the city may require fixed before closing are flagged.

Comps and the value grid

Recent neighborhood sales are scored 0–100 against the home and labeled by how they sold: pre-emptive, offer date, extended, or off-market. The value grid adjusts the comps you pick and weights the ones that needed the least adjustment.

Offers, livability, and rental

Plan offer terms and track contingency deadlines from the acceptance date. Once you’re in contract, Loan & closing checks your Closing Disclosure against the Loan Estimate for fees that rose more than federal rules allow, a rate lock that ends before closing, and cash to close against your Costs estimate. Estimate commutes to the places you go, nearby 311 and police activity, and direct sun on the front and backyard. Considering renting it out someday? The Rental tool works out cap rate, cash flow, and a hold-period IRR.

Ask AcrossTown and Reimagine

Ask a question about the home and AcrossTown sends it with the listing, permits, comps, and disclosures attached, through your own Gemini, Claude, or ChatGPT account or the AI credits included in your plan. Pick up to four models (GPT, Gemini, Claude, and Grok) to answer side by side, each with its own price estimate, evidence, and caveats, and a judge model gives the consensus and where they disagreed. The cost is shown before you send. Answers are saved with the property, and you can send them to WhatsApp, Telegram, or the home’s Slack thread, where your partner or agent can ask follow-ups during a tour. Reimagine turns listing photos into renovation concepts with a rough cost range and the permits they would likely need.

Compare, rank, and saved searches

Put your shortlist side by side, with the leader highlighted in each row and every upcoming deadline in one place. Rank your homes on the criteria that matter to you, or use Compare with AI to send several homes and your goals to your AI assistant for a recommendation. Saved searches check for new listings and price cuts daily.

Your next home deserves more than twelve browser tabs.

Every tool, one report per property. $9.99 a month for you, $14.99 with AI Plus, $29.99 for a team of up to 5.

Monthly billing · Cancel anytime · Every tool in every plan